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The process
- 1. You need the software added to your
site to enable online purchasing.
- 2. You need a Merchant Account (perhaps
with your own bank).
- 3. You need an Online Authorisation
Company to link between your website and your Merchant Account
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1. You need the software added to your site to
enable online purchasing.
This shopping cart software enables your
customer to broach through your site and add items to the shopping cart basket.
When the customer is ready, all the items are taken to the checkout where they
are accosted. Once the customer agrees to the total price he is taken to the
online authorisation company for payment.
2. You need a Merchant Account.
A Merchant
Account involves a special type of arrangement with a bank or clearing house
that allows you to accept credit card payments into a special bank account
(your "Merchant Account"). The results of any credit card transactions are
passed through your Online Authorisation Company are then credited to your
account.
You can acquire the Merchant Account from your own
high street bank, or contact us and we could probably help you.
3. You need an Online Authorisation Company to link
between your website and your Merchant Account
The link to your Online
Authorisation Company at the point of payment allows your customer to be
discretely re-directed into the secure environment of the payment system.
Security checks to validate the authenticity of the cardholder information are
carried out. Then your Online Authorisation Company processes transactions by
requesting authorisation from the appropriate bank and finally obtains
confirmation that the bank has cleared the payment. Confirmation is given to
your customer. The system can send an email to your customer to confirm
transaction.
An e-mail can also be sent to you so that you are kept
informed of any orders waiting to be processed. The payment, of course, is
already transferring into your bank account.
All you then need to do is processes the delivery of
the relevant goods or services. |
